Financial & Insurance Information

How Much Does Dental Insurance Cover?

Before getting braces for you or your child, check with your dental insurance to see how much of the cost of braces they’ll cover. Many insurances will cover at least some of the cost with your insurance’s dental plan.

Patients without insurance or those whose insurance only covers part of the cost of braces may also find Health Savings Account (HSA) to be an excellent way to pay for them.

An HSA is usually offered to employees as part of their insurance plans. If your employer doesn’t have this option, ask your HR department about a Flexible Spending Account (FSA.)

Like an HSA, an FSA allows you to put aside a certain amount of money each month that can be used for health expenses such as braces. Yet unlike an HSA, an FSA will be owned by your employer instead of yourself. With an HSA, you’re allowed to roll over any unused funds from year to year.

We also offer financing through our office and work with your insurance provider. Our office will work with your insurance provider to confirm and benefits you may receive toward orthodontic treatment. Insurance policies vary, so we will review your current benefits and determine the appropriate course of action. Once your treatment begins, our team will file your claims. If anything changes during the course of your treatment – like benefit changes – the financially responsible party will be accountable for all charges.